Insurance Claim Assistance

Insurance companies often deny or delay claims — even when the policyholder has done everything right. I help clients challenge unfair decisions and obtain the compensation they are entitled to.

What I Handle

  • Denied or delayed auto insurance claims

  • Property damage claims

  • Personal injury claims

  • Accident benefits disputes

  • Long‑term disability (LTD) denials

  • Bad‑faith insurance conduct

My Approach

Clients choose my firm because I prioritize:

  • Direct access to your lawyer

  • Clear explanations of your rights

  • Strategic negotiation with insurers

  • Litigation when necessary

  • Transparent fees and timelines

Local Focus

I assist clients throughout Mississauga, Peel Region, and the GTA, with experience navigating Ontario insurance regulations and dispute processes.

Spanish‑Language Services

Servicios disponibles en español. Puedo ayudarle con reclamos de seguros, beneficios por accidentes y apelaciones de decisiones negativas.

Book a Consultation Today

If your claim was denied or delayed, give us a call to review your options.

Contact Us

Joseph Tanimowo‑Reyes, Barrister & Solicitor

Called to the Bar in Ontario in 2022. Experience in civil litigation and motor vehicle accident claims.

Learn more about my background

Frequently Asked Questions

  • You can challenge the denial. Insurers must provide a written explanation, and many denials can be overturned through additional evidence, medical documentation, or legal review. I assist clients in disputing unfair denials.

  • Yes, but only in specific situations. Insurers may deny repairs if they believe the damage is unrelated to the accident, pre‑existing, or inconsistent with the collision details. These decisions can be challenged.

  • Accident Benefits (AB) are mandatory under Ontario’s auto insurance system. They cover medical treatment, income replacement, attendant care, and other supports — regardless of who caused the accident. If your AB claim is delayed or denied, I can help you dispute it.

  • Ontario insurers require prompt reporting — typically within 7 days of the accident, or as soon as reasonably possible. Delayed reporting can lead to complications or denial.

  • Yes. Fault is determined using Ontario’s Fault Determination Rules, and insurers sometimes apply them incorrectly. You can dispute a fault decision through your insurer, the insurer’s complaint process, or legal review.

  • You are not required to have a lawyer, but legal assistance can significantly improve your chances of reversing a denial, especially for Accident Benefits, medical disputes, or fault determinations.